Retirement plan

C. RALLO CONTRACTING, INC., EMPLOYEES' SAVINGS & RETIREMENT 401(K) FIELD PLAN

Name: C. RALLO CONTRACTING, INC. - C. RALLO CONTRACTING, INC., EMPLOYEES' SAVINGS & RETIREMENT 401(K) FIELD PLAN (2020) Form 5500
Creator: C. RALLO CONTRACTING, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, C. RALLO CONTRACTING, INC., EMPLOYEES' SAVINGS & RETIREMENT 401(K) FIELD PLAN, C. RALLO CONTRACTING, INC.

C. RALLO CONTRACTING, INC.EIN 43-0624352Plan #003PY 2020

5000 KEMPER AVENUE - ST. LOUIS, MO 63139314-664-2900crallo.comLinkedIn11-50 employeesconstruction

Other plans on this EIN

1 filing

#002Retirement-$598K assets

Prospect flagsLow returnsHigh feesLow participation

How to read this page

Total assets (EOY)

$1.8M

+1.1% from 2019

Total participants

-9.5% from 2019

Average account balance

$196,113

+1.1% from 2019

Annual return

6.58%

+3.66 pp from 2019

Benchmarks

See 42,032 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort42,032 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.38M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$345K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

50.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$29K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+22.73%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3889

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2J2T3D3F

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3F
Leased employees
Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$160K

$12297 / participant

Other / not subdivided$160K100.0%

% of EOY assets

9.057%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$196,113

$115,814+69.3%

$101,275+93.6%

$158,982+23.4%

Participation rate

23.1%

79.4%-56.3pp

75.8%-52.7pp

82.0%-58.9pp

Annual return

6.58%

56.16%-49.6pp

46.48%-39.9pp

302.99%-296.4pp

Employer contribution / active EE

$4,176-100.0%

$3,660-100.0%

$4,763-100.0%

Participant deferral / active EE

$4,190

$4,958-15.5%

$4,371-4.1%

$5,983-30.0%

Admin fee / account holder

$17,763

$7,249+145.0%

$5,948+198.6%

$11,252+57.9%

C. RALLO CONTRACTING, INC., EMPLOYEES' SAVINGS & RETIREMENT 401(K) FIELD PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

C. RALLO CONTRACTING, INC., EMPLOYEES' SAVINGS & RETIREMENT 401(K) FIELD PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion