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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,515 | $75,962+63.9% | $154,111-19.2% | $64,173+94.0% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -7.65% | 30.32%-38.0pp | 735.18%-742.8pp | 7.63%-15.3pp |
| Employer contribution / active EE | $8,459 | $3,350+152.5% | $5,298+59.7% | $2,381+255.3% |
| Participant deferral / active EE | $4,169 | $3,175+31.3% | $5,081-17.9% | $3,470+20.1% |
| Admin fee / account holder | $12,214 | $5,589+118.5% | $13,411-8.9% | $4,887+149.9% |