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| Provider | Service type | Compensation |
|---|---|---|
Filed as: PRINCIPAL FINANCIAL GROUP Service code 13 · EIN 42-0127290 | Contract Administrator | $44,322 |
Filed as: ARCHFORD CAPITAL STRATEGIES LLC Service code 27 · EIN 46-2394834 | Advisory (Plan) | $18,845 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,381 | $53,165+0.4% | $86,235-38.1% | $74,473-28.3% |
| Participation rate | 36.9% | 64.9%-27.9pp | 69.0%-32.0pp | 70.7%-33.8pp |
| Annual return | 25.23% | 22.64%+2.6pp | 1170.03%-1144.8pp | 34.36%-9.1pp |
| Employer contribution / active EE | $615 | $1,210-49.1% | $2,381-74.2% | $2,638-76.7% |
| Participant deferral / active EE | $1,208 | $3,234-62.7% | $3,987-69.7% | $4,530-73.3% |
| Admin fee / account holder | $359 | $551-35.0% | $6,856-94.8% | $347+3.3% |