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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,382 | $88,585+44.9% | $69,884+83.7% | $134,532-4.6% |
| Participation rate | 90.0% | 74.9%+15.1pp | 70.5%+19.5pp | 81.2%+8.8pp |
| Annual return | -13.98% | 442.80%-456.8pp | 190.81%-204.8pp | 418.27%-432.2pp |
| Employer contribution / active EE | $39 | $3,235-98.8% | $2,560-98.5% | $4,741-99.2% |
| Participant deferral / active EE | $8,322 | $4,770+74.5% | $3,848+116.3% | $6,401+30.0% |
| Admin fee / account holder | $11,225 | $10,441+7.5% | $6,266+79.1% | $11,429-1.8% |