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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,273 | $116,203-3.4% | $93,621+19.9% | $152,909-26.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.8%+24.2pp | 82.5%+17.5pp |
| Annual return | 18.86% | 35.96%-17.1pp | 32.76%-13.9pp | 345.46%-326.6pp |
| Employer contribution / active EE | $3,771 | $3,219+17.1% | $2,719+38.7% | $4,764-20.8% |
| Participant deferral / active EE | $7,487 | $4,605+62.6% | $4,070+84.0% | $5,851+28.0% |
| Admin fee / account holder | $548 | $10,751-94.9% | $7,890-93.1% | $11,601-95.3% |