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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $45,571 |
MONETA GROUP LLC3 years Service code 27 · EIN 20-1903821 | Advisory (Plan) | $45,000 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967529 | Securities Custodian | $14,146 |
CHARLES SCHWAB & CO., INC.4 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,744 | $84,493+87.9% | $125,381+26.6% | $66,938+137.1% |
| Participation rate | 91.2% | 76.4%+14.8pp | 82.4%+8.8pp | 69.8%+21.4pp |
| Annual return | -15.17% | -8.49%-6.7pp | 572.31%-587.5pp | 1.58%-16.7pp |
| Employer contribution / active EE | $5,960 | $3,554+67.7% | $4,815+23.8% | $2,545+134.1% |
| Participant deferral / active EE | $7,489 | $6,783+10.4% | $7,448+0.6% | $4,238+76.7% |
| Admin fee / account holder | $382 | $685-44.2% | $10,007-96.2% | $594-35.6% |