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| Provider | Service type | Compensation |
|---|---|---|
MONETA GROUP LLC5 years Service code 27 · EIN 20-1903821 | Advisory (Plan) | $45,000 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $28,774 |
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967529 | Securities Custodian | $14,914 |
CHARLES SCHWAB & CO., INC.6 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,741 | $101,499+58.4% | $147,005+9.3% | $74,546+115.6% |
| Participation rate | 85.7% | 75.5%+10.2pp | 82.2%+3.6pp | 67.2%+18.5pp |
| Annual return | 14.93% | 8732.34%-8717.4pp | 418.76%-403.8pp | 1366.03%-1351.1pp |
| Employer contribution / active EE | $5,343 | $3,811+40.2% | $4,934+8.3% | $2,624+103.6% |
| Participant deferral / active EE | $7,091 | $7,304-2.9% | $8,070-12.1% | $4,347+63.1% |
| Admin fee / account holder | $272 | $1,748-84.4% | $13,006-97.9% | $1,944-86.0% |