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| Provider | Service type | Compensation |
|---|---|---|
Filed as: BENJAMIN F EDWARDS & CO INC Service code 27 1 N BRENTWOOD BLVD STE 850 · ST LOUIS, MO 63105 | Advisory (Plan) | $119,438 |
AMERICAN FUNDS7 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $29,159 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,366 | $91,760+112.9% | $156,181+25.1% | $67,986+187.4% |
| Participation rate | 90.9% | 65.0%+25.8pp | 78.8%+12.0pp | 57.2%+33.6pp |
| Annual return | 11.60% | 18.14%-6.5pp | 64.87%-53.3pp | 31.67%-20.1pp |
| Employer contribution / active EE | $7,855 | $2,419+224.7% | $4,294+82.9% | $2,019+289.1% |
| Participant deferral / active EE | $5,883 | $3,960+48.5% | $6,132-4.1% | $3,358+75.2% |
| Admin fee / account holder | $782 | $3,949-80.2% | $14,586-94.6% | $3,203-75.6% |