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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,519 | $100,811+166.4% | $86,698+209.7% | $134,545+99.6% |
| Participation rate | 90.0% | 79.0%+11.0pp | 76.6%+13.4pp | 81.2%+8.8pp |
| Annual return | -22.52% | 29.11%-51.6pp | 35.96%-58.5pp | 418.37%-440.9pp |
| Employer contribution / active EE | $5,288 | $3,490+51.5% | $2,837+86.4% | $4,742+11.5% |
| Participant deferral / active EE | $9,236 | $5,339+73.0% | $4,656+98.4% | $6,401+44.3% |
| Admin fee / account holder | $42,714 | $10,926+290.9% | $7,492+470.1% | $11,431+273.7% |