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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,190 | $100,279-66.9% | $81,353-59.2% | $145,884-77.2% |
| Participation rate | 35.0% | 74.3%-39.3pp | 69.5%-34.5pp | 80.3%-45.3pp |
| Annual return | 8.20% | 34.49%-26.3pp | 24.82%-16.6pp | 551.85%-543.7pp |
| Employer contribution / active EE | $884 | $2,979-70.3% | $2,464-64.1% | $4,662-81.0% |
| Participant deferral / active EE | $1,399 | $4,611-69.7% | $3,885-64.0% | $6,690-79.1% |
| Admin fee / account holder | $25,383 | $8,206+209.3% | $5,766+340.2% | $13,392+89.5% |