Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,354 | $76,551-81.2% | $123,894-88.4% | $62,881-77.2% |
| Participation rate | 39.5% | 73.0%-33.4pp | 81.4%-41.9pp | 69.3%-29.8pp |
| Annual return | 21.62% | 18.68%+2.9pp | 47.52%-25.9pp | 20.14%+1.5pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $4,617-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $3,600 | $4,840-25.6% | $5,984-39.8% | $3,203+12.4% |
| Admin fee / account holder | $2,736 | $4,826-43.3% | $8,357-67.3% | $4,296-36.3% |