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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,072 | $76,551-62.0% | $123,894-76.5% | $62,881-53.8% |
| Participation rate | 78.1% | 73.0%+5.1pp | 81.4%-3.3pp | 69.3%+8.8pp |
| Annual return | 5.70% | 18.68%-13.0pp | 47.52%-41.8pp | 20.14%-14.4pp |
| Employer contribution / active EE | $5,287 | $2,882+83.4% | $4,617+14.5% | $2,281+131.8% |
| Participant deferral / active EE | $8,724 | $4,840+80.3% | $5,984+45.8% | $3,203+172.4% |
| Admin fee / account holder | $7,496 | $4,826+55.3% | $8,357-10.3% | $4,296+74.5% |