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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,031 | $150,447-7.6% | $136,298+2.0% | $147,586-5.8% |
| Participation rate | 88.2% | 84.4%+3.8pp | 81.9%+6.3pp | 82.8%+5.4pp |
| Annual return | 13.04% | 1049.15%-1036.1pp | 5156.27%-5143.2pp | 578.59%-565.6pp |
| Employer contribution / active EE | $12,318 | $5,256+134.4% | $4,696+162.3% | $4,876+152.6% |
| Participant deferral / active EE | $8,215 | $6,631+23.9% | $6,247+31.5% | $5,439+51.0% |
| Admin fee / account holder | $1,935 | $10,906-82.3% | $9,244-79.1% | $10,886-82.2% |