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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,625 | $107,363+31.9% | $92,909+52.4% | $152,897-7.4% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 21.16% | 145.63%-124.5pp | 109.44%-88.3pp | 345.43%-324.3pp |
| Employer contribution / active EE | $23,250 | $4,222+450.7% | $3,653+536.4% | $4,764+388.1% |
| Participant deferral / active EE | $1,875 | $4,848-61.3% | $4,238-55.8% | $5,851-68.0% |
| Admin fee / account holder | $2,037 | $7,082-71.2% | $5,795-64.9% | $11,599-82.4% |