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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,852 | $85,766+84.0% | $136,297+15.8% | $70,124+125.1% |
| Participation rate | 87.3% | 74.2%+13.1pp | 81.9%+5.4pp | 69.5%+17.7pp |
| Annual return | 14.03% | 31.45%-17.4pp | 5156.19%-5142.2pp | 73.14%-59.1pp |
| Employer contribution / active EE | $12,385 | $2,966+317.5% | $4,696+163.8% | $2,342+428.7% |
| Participant deferral / active EE | $11,365 | $5,051+125.0% | $6,247+81.9% | $3,332+241.1% |
| Admin fee / account holder | $41,526 | $5,420+666.1% | $9,244+349.2% | $4,645+793.9% |