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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,252 | $217,432-81.0% | $185,849-77.8% | $167,536-75.4% |
| Participation rate | 80.0% | 86.1%-6.1pp | 81.7%-1.7pp | 82.1%-2.1pp |
| Annual return | 16.38% | 148.42%-132.0pp | 122.10%-105.7pp | 478.82%-462.4pp |
| Employer contribution / active EE | $6,216 | $5,875+5.8% | $5,169+20.3% | $4,839+28.5% |
| Participant deferral / active EE | $8,138 | $6,357+28.0% | $5,569+46.1% | $6,342+28.3% |
| Admin fee / account holder | $13,217 | $19,818-33.3% | $16,244-18.6% | $12,315+7.3% |