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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,568 | $99,345-82.3% | $84,753-79.3% | $273,972-93.6% |
| Participation rate | 46.2% | 80.7%-34.5pp | 76.6%-30.4pp | 83.0%-36.9pp |
| Annual return | 5.07% | 22.93%-17.9pp | 22.78%-17.7pp | 41.46%-36.4pp |
| Employer contribution / active EE | $1,101 | $4,214-73.9% | $3,574-69.2% | $4,869-77.4% |
| Participant deferral / active EE | $1,503 | $4,270-64.8% | $3,712-59.5% | $5,287-71.6% |
| Admin fee / account holder | $8,043 | $6,645+21.0% | $5,333+50.8% | $10,133-20.6% |