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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,243 | $49,896-51.4% | $80,627-69.9% | $75,173-67.8% |
| Participation rate | 42.5% | 55.3%-12.9pp | 67.0%-24.5pp | 67.2%-24.7pp |
| Annual return | 33.53% | 34.67%-1.1pp | 936.76%-903.2pp | 160.72%-127.2pp |
| Employer contribution / active EE | $1,380 | $1,699-18.7% | $2,723-49.3% | $2,671-48.3% |
| Participant deferral / active EE | $1,650 | $2,992-44.9% | $4,443-62.9% | $4,126-60.0% |
| Admin fee / account holder | $1,584 | $3,578-55.7% | $5,381-70.6% | $5,651-72.0% |