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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,518 | $57,590-43.5% | $86,233-62.3% | $82,448-60.6% |
| Participation rate | 56.9% | 57.9%-1.0pp | 69.0%-12.1pp | 68.1%-11.2pp |
| Annual return | 18.53% | 22.41%-3.9pp | 61.39%-42.9pp | 41.64%-23.1pp |
| Employer contribution / active EE | $2,610 | $1,655+57.7% | $2,504+4.2% | $2,551+2.3% |
| Participant deferral / active EE | $2,541 | $3,080-17.5% | $4,559-44.3% | $4,139-38.6% |
| Admin fee / account holder | $2,134 | $4,730-54.9% | $8,342-74.4% | $7,234-70.5% |