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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,077 | $181,898-79.6% | $156,552-76.3% | $273,970-86.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | -3.86% | 30.74%-34.6pp | 32.23%-36.1pp | 41.46%-45.3pp |
| Employer contribution / active EE | $10,014 | $6,248+60.3% | $5,501+82.0% | $4,869+105.7% |
| Participant deferral / active EE | $6,924 | $5,550+24.8% | $4,871+42.1% | $5,287+31.0% |
| Admin fee / account holder | $88,971 | $15,560+471.8% | $13,028+582.9% | $10,132+778.1% |