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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,756 | $96,956+76.1% | $69,779+144.7% | $273,972-37.7% |
| Participation rate | 58.8% | 77.1%-18.2pp | 71.8%-13.0pp | 83.0%-24.2pp |
| Annual return | 6.26% | 12.93%-6.7pp | 12.99%-6.7pp | 41.46%-35.2pp |
| Employer contribution / active EE | $0 | $3,316-100.0% | $2,338-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $6,663 | $3,744+78.0% | $2,931+127.3% | $5,287+26.0% |
| Admin fee / account holder | $13,436 | $7,934+69.4% | $4,381+206.7% | $10,133+32.6% |