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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,045 | $56,197-69.7% | $67,652-74.8% | $59,633-71.4% |
| Participation rate | 80.3% | 71.5%+8.8pp | 75.7%+4.6pp | 68.7%+11.6pp |
| Annual return | 3.01% | 18508.10%-18505.1pp | 6625.40%-6622.4pp | 2041.45%-2038.4pp |
| Employer contribution / active EE | $1,255 | $1,615-22.3% | $2,266-44.6% | $2,203-43.0% |
| Participant deferral / active EE | $1,657 | $2,844-41.7% | $3,560-53.5% | $3,192-48.1% |
| Admin fee / account holder | $2,560 | $3,958-35.3% | $4,821-46.9% | $4,297-40.4% |