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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,100 | $96,508+44.1% | $75,901+83.3% | $152,897-9.0% |
| Participation rate | 87.5% | 76.2%+11.3pp | 69.3%+18.2pp | 82.5%+5.0pp |
| Annual return | 29.40% | 33.99%-4.6pp | 30.76%-1.4pp | 345.43%-316.0pp |
| Employer contribution / active EE | $4,308 | $3,310+30.1% | $2,501+72.2% | $4,764-9.6% |
| Participant deferral / active EE | $9,742 | $4,554+113.9% | $3,603+170.4% | $5,851+66.5% |
| Admin fee / account holder | $898 | $8,081-88.9% | $5,420-83.4% | $11,599-92.3% |