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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,004 | $35,183+84.8% | $73,550-11.6% | $70,126-7.3% |
| Participation rate | 9.3% | 42.9%-33.6pp | 54.9%-45.6pp | 69.5%-60.2pp |
| Annual return | 17.12% | 26.90%-9.8pp | -15.16%+32.3pp | 73.15%-56.0pp |
| Employer contribution / active EE | $205 | $709-71.0% | $1,219-83.2% | $2,343-91.2% |
| Participant deferral / active EE | $670 | $1,220-45.0% | $1,804-62.8% | $3,332-79.9% |
| Admin fee / account holder | $0 | $2,302-100.0% | $2,320-100.0% | $4,645-100.0% |