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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,685 | $114,130-49.5% | $96,192-40.0% | $167,553-65.6% |
| Participation rate | 76.9% | 75.1%+1.9pp | 68.4%+8.5pp | 82.1%-5.2pp |
| Annual return | 22.65% | 190.07%-167.4pp | 192.09%-169.4pp | 478.89%-456.2pp |
| Employer contribution / active EE | $3,085 | $3,431-10.1% | $2,799+10.2% | $4,840-36.3% |
| Participant deferral / active EE | $5,024 | $5,198-3.3% | $4,351+15.5% | $6,343-20.8% |
| Admin fee / account holder | $1,038 | $6,901-85.0% | $5,539-81.3% | $12,316-91.6% |