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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,846 | $160,040-10.7% | $147,096-2.9% | $145,877-2.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 18.49% | 98.49%-80.0pp | 419.75%-401.3pp | 551.28%-532.8pp |
| Employer contribution / active EE | $9,941 | $5,289+87.9% | $4,936+101.4% | $4,663+113.2% |
| Participant deferral / active EE | $5,090 | $8,429-39.6% | $8,071-36.9% | $6,691-23.9% |
| Admin fee / account holder | $1,582 | $15,050-89.5% | $13,005-87.8% | $13,402-88.2% |