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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,558 | $140,592+107.4% | $123,106+136.8% | $125,388+132.5% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | -4.13% | 16.80%-20.9pp | 13.22%-17.4pp | 282.24%-286.4pp |
| Employer contribution / active EE | $12,357 | $6,041+104.5% | $5,151+139.9% | $4,866+153.9% |
| Participant deferral / active EE | $11,704 | $6,980+67.7% | $6,229+87.9% | $5,352+118.7% |
| Admin fee / account holder | $38,104 | $11,198+240.3% | $9,015+322.7% | $9,541+299.4% |