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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,394 | $150,446-73.2% | $136,297-70.4% | $147,585-72.6% |
| Participation rate | 85.7% | 84.4%+1.3pp | 81.9%+3.8pp | 82.8%+2.9pp |
| Annual return | 12.52% | 1049.14%-1036.6pp | 5156.19%-5143.7pp | 578.58%-566.1pp |
| Employer contribution / active EE | $2,534 | $5,256-51.8% | $4,696-46.0% | $4,876-48.0% |
| Participant deferral / active EE | $5,561 | $6,631-16.1% | $6,247-11.0% | $5,439+2.2% |
| Admin fee / account holder | $11,156 | $10,906+2.3% | $9,244+20.7% | $10,886+2.5% |