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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,916 | $153,774+138.0% | $133,979+173.1% | $273,970+33.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 7.12% | 36.51%-29.4pp | 29.30%-22.2pp | 41.46%-34.3pp |
| Employer contribution / active EE | $30,060 | $6,029+398.6% | $5,211+476.8% | $4,869+517.4% |
| Participant deferral / active EE | $18,675 | $6,958+168.4% | $6,282+197.3% | $5,287+253.2% |
| Admin fee / account holder | $2,525 | $11,765-78.5% | $9,324-72.9% | $10,132-75.1% |