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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,236 | $81,870-69.2% | $119,622-78.9% | $68,486-63.2% |
| Participation rate | 55.6% | 71.9%-16.3pp | 79.3%-23.7pp | 67.9%-12.3pp |
| Annual return | -18.60% | -23.82%+5.2pp | -14.98%-3.6pp | -7.85%-10.7pp |
| Employer contribution / active EE | $401 | $2,692-85.1% | $4,232-90.5% | $2,597-84.6% |
| Participant deferral / active EE | $2,067 | $4,148-50.2% | $5,601-63.1% | $4,028-48.7% |
| Admin fee / account holder | $279 | $6,583-95.8% | $10,328-97.3% | $5,404-94.8% |