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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,129 | $202,342-93.5% | $172,753-92.4% | $152,909-91.4% |
| Participation rate | 87.5% | 87.1%+0.4pp | 82.6%+4.9pp | 82.5%+5.0pp |
| Annual return | 30.33% | 1029.88%-999.5pp | 803.00%-772.7pp | 345.46%-315.1pp |
| Employer contribution / active EE | $120 | $5,857-97.9% | $5,144-97.7% | $4,764-97.5% |
| Participant deferral / active EE | $6,576 | $5,948+10.5% | $5,198+26.5% | $5,851+12.4% |
| Admin fee / account holder | $473 | $17,112-97.2% | $13,956-96.6% | $11,601-95.9% |