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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,320 | $180,459-40.0% | $154,108-29.7% | $135,380-20.0% |
| Participation rate | 63.6% | 87.4%-23.8pp | 83.0%-19.4pp | 82.6%-19.0pp |
| Annual return | -4.16% | 888.21%-892.4pp | 735.21%-739.4pp | 519.81%-524.0pp |
| Employer contribution / active EE | $2,260 | $6,035-62.6% | $5,298-57.3% | $4,779-52.7% |
| Participant deferral / active EE | $4,037 | $5,806-30.5% | $5,081-20.5% | $5,609-28.0% |
| Admin fee / account holder | $1,024 | $16,145-93.7% | $13,411-92.4% | $10,828-90.5% |