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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,877 | $106,008-93.5% | $92,240-92.5% | $147,586-95.3% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 17.60% | 50.05%-32.4pp | 176.29%-158.7pp | 578.59%-561.0pp |
| Employer contribution / active EE | $1,306 | $4,333-69.9% | $3,680-64.5% | $4,876-73.2% |
| Participant deferral / active EE | $3,414 | $4,478-23.8% | $3,897-12.4% | $5,439-37.2% |
| Admin fee / account holder | $5,310 | $6,333-16.2% | $5,194+2.2% | $10,886-51.2% |