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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,331 | $72,177+0.2% | $115,037-37.1% | $59,633+21.3% |
| Participation rate | 84.9% | 72.6%+12.4pp | 81.4%+3.6pp | 68.7%+16.3pp |
| Annual return | -0.12% | 12.02%-12.1pp | 26.14%-26.3pp | 2041.40%-2041.5pp |
| Employer contribution / active EE | $2,750 | $2,841-3.2% | $4,608-40.3% | $2,203+24.8% |
| Participant deferral / active EE | $7,106 | $4,783+48.6% | $6,026+17.9% | $3,192+122.6% |
| Admin fee / account holder | $2,637 | $4,927-46.5% | $8,175-67.7% | $4,297-38.6% |