Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,485 | $37,446-42.6% | $77,513-72.3% | $79,852-73.1% |
| Participation rate | 58.1% | 41.5%+16.5pp | 54.2%+3.9pp | 69.6%-11.6pp |
| Annual return | 9.33% | 39.76%-30.4pp | 54.81%-45.5pp | 31.72%-22.4pp |
| Employer contribution / active EE | $641 | $637+0.5% | $987-35.1% | $2,471-74.1% |
| Participant deferral / active EE | $1,561 | $1,261+23.8% | $1,861-16.1% | $3,740-58.3% |
| Admin fee / account holder | $4,450 | $2,506+77.6% | $2,859+55.7% | $5,306-16.1% |