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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,432 | $165,399-30.8% | $149,745-23.6% | $158,982-28.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 7.84% | 348.34%-340.5pp | 276.72%-268.9pp | 302.99%-295.2pp |
| Employer contribution / active EE | $3,605 | $5,105-29.4% | $4,646-22.4% | $4,763-24.3% |
| Participant deferral / active EE | $12,375 | $7,183+72.3% | $6,843+80.8% | $5,983+106.8% |
| Admin fee / account holder | $9,202 | $10,811-14.9% | $9,312-1.2% | $11,252-18.2% |