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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,101 | $181,898-45.0% | $156,552-36.1% | $273,970-63.5% |
| Participation rate | 95.0% | 88.4%+6.6pp | 84.0%+11.0pp | 83.0%+12.0pp |
| Annual return | 11.42% | 30.74%-19.3pp | 32.23%-20.8pp | 41.46%-30.0pp |
| Employer contribution / active EE | $6,456 | $6,248+3.3% | $5,501+17.4% | $4,869+32.6% |
| Participant deferral / active EE | $5,442 | $5,550-1.9% | $4,871+11.7% | $5,287+2.9% |
| Admin fee / account holder | $686 | $15,560-95.6% | $13,028-94.7% | $10,132-93.2% |