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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,319 | $47,944-66.0% | $67,834-75.9% | $62,881-74.0% |
| Participation rate | 80.4% | 61.1%+19.3pp | 68.8%+11.6pp | 69.3%+11.1pp |
| Annual return | 15.53% | 11.77%+3.8pp | 138.47%-122.9pp | 20.14%-4.6pp |
| Employer contribution / active EE | $205 | $1,562-86.9% | $2,403-91.5% | $2,281-91.0% |
| Participant deferral / active EE | $2,799 | $2,247+24.6% | $3,160-11.4% | $3,203-12.6% |
| Admin fee / account holder | $826 | $3,712-77.8% | $4,622-82.1% | $4,296-80.8% |