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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,779 | $99,345-25.7% | $84,753-12.9% | $273,972-73.1% |
| Participation rate | 66.7% | 80.7%-14.0pp | 76.6%-9.9pp | 83.0%-16.3pp |
| Annual return | 8.17% | 22.93%-14.8pp | 22.78%-14.6pp | 41.46%-33.3pp |
| Employer contribution / active EE | $1,934 | $4,214-54.1% | $3,574-45.9% | $4,869-60.3% |
| Participant deferral / active EE | $4,200 | $4,270-1.6% | $3,712+13.2% | $5,287-20.6% |
| Admin fee / account holder | $408 | $6,645-93.9% | $5,333-92.3% | $10,133-96.0% |