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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,237 | $174,379+94.0% | $152,093+122.4% | $138,895+143.5% |
| Participation rate | 75.0% | 81.6%-6.6pp | 77.8%-2.8pp | 79.9%-4.9pp |
| Annual return | 17.06% | 74.86%-57.8pp | 66.36%-49.3pp | 145.39%-128.3pp |
| Employer contribution / active EE | $7,648 | $4,652+64.4% | $4,175+83.2% | $4,194+82.3% |
| Participant deferral / active EE | $4,902 | $6,159-20.4% | $5,451-10.1% | $6,396-23.4% |
| Admin fee / account holder | $3,210 | $16,880-81.0% | $14,497-77.9% | $12,562-74.4% |