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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,575 | $99,031-67.1% | $86,597-62.4% | $147,585-77.9% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 27.69% | 1312.56%-1284.9pp | 964.96%-937.3pp | 578.57%-550.9pp |
| Employer contribution / active EE | $1,772 | $3,132-43.4% | $2,840-37.6% | $4,876-63.7% |
| Participant deferral / active EE | $6,469 | $3,972+62.9% | $3,609+79.3% | $5,439+19.0% |
| Admin fee / account holder | $3,263 | $5,711-42.9% | $4,906-33.5% | $10,885-70.0% |