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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,758 | $86,050+132.1% | $189,758+5.3% | $94,015+112.5% |
| Participation rate | 100.0% | 68.9%+31.1pp | 79.8%+20.2pp | 70.8%+29.2pp |
| Annual return | 10.24% | 17.77%-7.5pp | 52.62%-42.4pp | 17.84%-7.6pp |
| Employer contribution / active EE | $8,271 | $2,819+193.4% | $4,767+73.5% | $2,790+196.4% |
| Participant deferral / active EE | $5,663 | $3,349+69.1% | $5,856-3.3% | $4,249+33.3% |
| Admin fee / account holder | $3,159 | $6,627-52.3% | $20,388-84.5% | $8,951-64.7% |