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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,758 | $78,690+153.9% | $161,489+23.7% | $87,485+128.3% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 10.24% | 32.74%-22.5pp | 89.72%-79.5pp | 26.06%-15.8pp |
| Employer contribution / active EE | $8,271 | $2,588+219.5% | $4,268+93.8% | $2,596+218.6% |
| Participant deferral / active EE | $5,663 | $3,311+71.0% | $5,630+0.6% | $4,274+32.5% |
| Admin fee / account holder | $3,159 | $6,724-53.0% | $16,006-80.3% | $7,775-59.4% |