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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,029 | $112,935-39.8% | $90,970-25.2% | $158,966-57.2% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 10.62% | 215.79%-205.2pp | 134.58%-124.0pp | 302.95%-292.3pp |
| Employer contribution / active EE | $4,341 | $2,895+50.0% | $2,122+104.5% | $4,762-8.9% |
| Participant deferral / active EE | $5,342 | $4,129+29.4% | $3,373+58.4% | $5,983-10.7% |
| Admin fee / account holder | $7,848 | $8,045-2.5% | $5,960+31.7% | $11,250-30.2% |