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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,518 | $99,652-46.3% | $78,778-32.1% | $147,585-63.7% |
| Participation rate | 21.1% | 76.2%-55.2pp | 69.2%-48.1pp | 82.8%-61.8pp |
| Annual return | 11.95% | 47.28%-35.3pp | 35.62%-23.7pp | 578.58%-566.6pp |
| Employer contribution / active EE | $405 | $2,796-85.5% | $1,986-79.6% | $4,876-91.7% |
| Participant deferral / active EE | $839 | $3,664-77.1% | $2,958-71.6% | $5,439-84.6% |
| Admin fee / account holder | $4,924 | $7,155-31.2% | $5,134-4.1% | $10,886-54.8% |