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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,184 | $115,225-15.7% | $100,712-3.5% | $138,895-30.0% |
| Participation rate | 38.1% | 74.3%-36.2pp | 69.3%-31.2pp | 79.9%-41.8pp |
| Annual return | 12.21% | 40.35%-28.1pp | 33.27%-21.1pp | 145.39%-133.2pp |
| Employer contribution / active EE | $735 | $2,771-73.5% | $2,313-68.2% | $4,194-82.5% |
| Participant deferral / active EE | $1,595 | $4,699-66.1% | $4,085-61.0% | $6,396-75.1% |
| Admin fee / account holder | $5,750 | $10,844-47.0% | $9,256-37.9% | $12,562-54.2% |