Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,388 | $58,493-22.4% | $84,023-46.0% | $72,976-37.8% |
| Participation rate | 66.7% | 61.2%+5.4pp | 69.0%-2.4pp | 69.5%-2.8pp |
| Annual return | 16.50% | 28.93%-12.4pp | 71.32%-54.8pp | 81.02%-64.5pp |
| Employer contribution / active EE | $367 | $1,163-68.4% | $1,984-81.5% | $2,440-84.9% |
| Participant deferral / active EE | $3,093 | $2,394+29.2% | $3,239-4.5% | $3,608-14.3% |
| Admin fee / account holder | $680 | $4,569-85.1% | $6,102-88.8% | $5,124-86.7% |