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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $546,671 | $198,461+175.5% | $170,436+220.7% | $147,585+270.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 15.95% | 257.30%-241.4pp | 205.94%-190.0pp | 578.57%-562.6pp |
| Employer contribution / active EE | $12,656 | $6,184+104.7% | $5,433+133.0% | $4,876+159.5% |
| Participant deferral / active EE | $10,396 | $5,629+84.7% | $4,939+110.5% | $5,439+91.1% |
| Admin fee / account holder | $3,442 | $16,852-79.6% | $13,880-75.2% | $10,885-68.4% |