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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,462 | $167,353+130.9% | $143,797+168.8% | $134,545+187.2% |
| Participation rate | 86.7% | 84.8%+1.8pp | 80.3%+6.3pp | 81.2%+5.4pp |
| Annual return | -10.97% | 0.48%-11.4pp | -0.04%-10.9pp | 418.37%-429.3pp |
| Employer contribution / active EE | $3,835 | $5,620-31.8% | $4,952-22.6% | $4,742-19.1% |
| Participant deferral / active EE | $4,655 | $6,447-27.8% | $5,638-17.4% | $6,401-27.3% |
| Admin fee / account holder | $945 | $18,096-94.8% | $14,679-93.6% | $11,431-91.7% |