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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,609 | $88,707-22.7% | $74,184-7.5% | $273,972-75.0% |
| Participation rate | 92.9% | 79.4%+13.4pp | 76.6%+16.2pp | 83.0%+9.8pp |
| Annual return | 8.90% | 11.94%-3.0pp | 17.74%-8.8pp | 41.46%-32.6pp |
| Employer contribution / active EE | $723 | $3,159-77.1% | $2,370-69.5% | $4,869-85.2% |
| Participant deferral / active EE | $3,967 | $4,212-5.8% | $3,550+11.7% | $5,287-25.0% |
| Admin fee / account holder | $5,029 | $8,717-42.3% | $5,586-10.0% | $10,133-50.4% |