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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,156 | $110,083+23.7% | $151,639-10.2% | $68,486+98.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | -22.92% | -10.12%-12.8pp | 3.34%-26.3pp | -7.85%-15.1pp |
| Employer contribution / active EE | $9,775 | $4,470+118.7% | $6,165+58.6% | $2,597+276.4% |
| Participant deferral / active EE | $2,079 | $6,526-68.1% | $8,363-75.1% | $4,028-48.4% |
| Admin fee / account holder | $14,532 | $7,718+88.3% | $11,613+25.1% | $5,404+168.9% |